Bridging Loan Calculator
Estimate the costs of a bridging loan for your Hammersmith property purchase or refurbishment. Adjust the sliders to see how loan size, interest rate, and term affect your total costs.
Understanding Bridging Loan Costs
Bridging loans are short-term finance solutions used to “bridge” the gap when you need to move quickly on a property purchase, fund an auction acquisition, or finance a refurbishment project. This calculator helps you understand the true cost of bridging finance by breaking down the monthly interest payments, arrangement fees, and total repayable amount.
Most bridging lenders in the Hammersmith area offer loans up to 75% of the property value (LTV), with rates starting from 0.65% per month. Interest can be paid monthly (serviced), added to the loan (rolled up), or deducted from the advance (retained). This calculator models rolled-up interest, which is the most common structure for property investors and developers.
Disclaimer: These calculations are for indicative purposes only. Actual bridging loan rates, fees, and terms will depend on the property type, your financial profile, exit strategy, and the lender selected. Additional costs such as valuation fees, legal fees, and exit fees may apply. For an accurate quote for your Hammersmith property, please get in touch or call 020 3051 5960.
Need a Bridging Loan?
Get competitive bridging finance for your Hammersmith property. Decisions in 24 hours, completion in as little as 5 days.